Does Home Insurance Cover Damage From Break Ins?

When it comes to home insurance there are plenty of things that your policy might cover that you never thought of. Knowing what your policy covers is going to make a huge difference in how easily and quickly you select the policy that is right for you. For those in the Austin, TX area, the agents with The Policy Source can help you find the policy that works best for you.

Your home policy certainly does cover damage from break-ins. If you can properly document the break in and if you turn it in to the police, you can turn the report in on your home insurance for a claim. Often when someone breaks into a home they tend to destroy things like door frames in an attempt to enter the home, they may also damage windows, and often damage walls and other areas in the process of taking things.

Your home policy will cover the cost of repairs and will also help you to pay for the items that were stolen as well. Your home insurance policy does also cover contents of your home and you can make a claim about what was stolen to help you recover your items. Your home policy will require proof of break in and in some cases if you have an alarm or security system, the company will pay your home owner’s deductible if the alarm was armed when the break-in occurred. No matter, your home insurance does a great deal to make sure you are protected from top to bottom.

For those in the Austin, TX area, the agents with The Policy Source can help you find the policy that is going to work best for you and for your individual needs and requirements.