Is Motorcycle Insurance Required in Texas?

Motorcycle riders have become a vulnerable population over the years. The vulnerability to accidents and the costs that follow can be overwhelming. Most motorcycle owners in the Lone Star State don’t understand the importance of having inclusive motorcycle insurance coverage in place in case of unforeseen accidents. If you live in Austin, TX, you must have a motorcycle insurance cover in place.

What is Motorcycle Insurance?

Having insurance coverage for your motorcycle is no less than having a policy for your vehicle. Motorcycle insurance provides financial protection to the owner in case of accidents, loss, theft, or damage to the bike. When you have motorcycle insurance from The Policy Source, the cover also protects you from injuries caused by another person or any property damage involved. As a rider, you’ll have a wide range of coverages to consider depending on your needs. 

Is Motorcycle Insurance a Must in Texas?

If you are a rider residing in Austin, Texas, the law mandates you to have insurance. As such, you must show proof of insurance before registering your bike. Texas’s state law sets rather stringent rules that every rider must comply with when riding a motorcycle. Having valid insurance is one of the requirements that every rider must meet. 

The state stipulates specific liability insurance coverage categories for riders. 

  • $25,000 is the set limit in Texas as property liability coverage.
  • All riders must also have $30,000 bodily injury liability coverage for injuries to a person in an accident.
  • Further, riders must have $60,000 bodily injury liability coverage for total injuries in an accident. 

We Are at Your Service

Without medical payment coverage and property damage liability coverage, you can’t ride a motorcycle in Texas. The good news is that at The Policy Source, we understand all the legislative issues about motorcycles in Austin, TX. You can rely on our services for the best insurance solutions.

Our agents are always eager to serve you. Contact us today for unmatched services.