Does Home Insurance Cover Damage from a Burst Pipe?

If your home is damaged, having home insurance can save you money during recovery and expedite repairs. At The Policy Source in Austin, TX, we help homeowners find the right home insurance for their property.

If a burst pipe has recently damaged your home, you may be wondering whether your home insurance will help you during recovery. Knowing what’s covered by your insurance and what next steps to take is important. Here’s what you need to know.

What Does Home Insurance Cover?

Covered events can range from one home insurance policy to the next, but typical home insurance policies cover damage from:

• Fire
• Theft
• Lightning strikes
• Wind storms
• Hail
• Damage from a burst pipe

Home insurance does not cover water damage from slow, steady leaks or problems resulting from negligence or poor maintenance. To find out what your home insurance policy covers, contact your insurance agent to ask for a copy of your home insurance policy, or ask your insurance agent to go over the home insurance policy with you.

What Should You Do If a Burst Pipe Damages Your Home?

If a burst pipe damages your home, you may need to file a home insurance claim. Contact your insurance agency to get started with the claims process.

Need to File A Claim? Contact Your Insurance Agent Today

When you need to file a claim against your home insurance, the team at The Policy Source servicing Austin, TX, is here to help. Our knowledgeable, professional team provides helpful guidance to all of our clients throughout the home insurance purchase process and when filing a claim. Call today to speak with one of our insurance agents.