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Your homeowners may not cover damages caused by floods. Another factor you need to know about flood insurance is that your lending institution may require it. Flood insurance is generally not included in your homeowner’s policy and you will need to get insurance through the National Flood Insurance Program (NFIP) to stay properly protected.
Our agents at The Policy Source of Austin, TX have helped countless individuals with flood insurance policies in the great state of Texas. There are important things to know about flood insurance that our agents can discuss with you.
What You Should Know About Flood Insurance
- Unexpected floods – Even if you live in an area that is not considered a flood zone, an unexpected flood could strike and devastate your property. Flood insurance will keep you protected.
- Water main breaks – Events like a water main bursting can cause flooding in your home. The right kind of flood insurance will cover this.
- Heavy snow melting – While not often considered, this is the potential to cause flooding in your home that flood insurance can cover.
- Coverage beyond homeowners – Flood insurance will cover claims beyond what your standard homeowners may cover.
Understanding your flood insurance requirements is important to protect your valuables and family from disaster. It can help to discuss the details of your flood Insurance with experienced agents who can show you how to get the most from your policy.
Flood Insurance in Austin
Contact one of our team members at The Policy Source of Austin, TX to discuss your flood insurance options. Our agents have helped many people get peace of mind with quality insurance policies. We are happy to work with you to find the perfect policy for your needs.